
you're not bad with money.
you need a system that fits.

Tamika howell, AFC®
Shame-Free Financial coaching built for how your brain actually works.
I partner with Black women with ADHD and those who struggle with impulsive spending. We face what's really happening with your money, see what's possible, and build a plan that fits your brain, so you can make confident decisions and thrive now while building wealth for the future. You are not alone in this.
Short emails with one money idea at a time.
No overwhelm, no shame, no 10-step lists. Join the newsletter.
About

HI, I’M TAMIKA!I hyperfocus on money so my clients don't have to.I'm an Accredited Financial Counselor (AFC®) and Financial Coach who partners with Black women with ADHD and those who struggle with impulsive spending. Together, we face what's really happening with your money, see what's possible, and build a plan that fits your brain, so you can make confident decisions and build a firm foundation to thrive now and build wealth for the future. You are not alone in this.I'm a done-with-you coach with an empathetic approach that meets you where you are. I don't place the burden of financial missteps solely on you. I build systems around your real life and how your ADHD brain actually works, not around willpower you're expected to have more of, and I understand the systemic and cultural impacts on money too, not just the personal ones.I began my career as a corporate Tax Analyst before spending over a decade in software quality assurance and business analysis at notable companies including Accenture and Duck Creek Technologies. I created Organize Your Money as the resource I wished I had. As a Black woman living with ADHD, I know firsthand what it feels like to be overwhelmed by your finances and unsure where to start. My work centers budgeting, saving, and debt management, delivered through 1:1 coaching and educational content.I earned a B.S. in Finance from Rutgers University and an M.S. in Information Systems from New Jersey Institute of Technology. I'm also a Certified Financial Education Instructor and Certified Financial Social Work Coach.
Does this sound familiar?
Money blends together in one account making it difficult to know what you can spend.Certain categories (eating out, online shopping, kids' stuff) are chronic trouble spots that willpower hasn't fixed.You're carrying guilt about spending that keeps you functional, not frivolous, and shame-based budgeting advice wasn't built for your brain.Irregular costs (camp, travel, gifts) blindside you because they don't feel monthly, so they land like emergencies.You've tried "perfect" budgets, broken them and quit.You avoid your numbers because you're afraid of what you'll find.If any of this is you, you're in the right place.
HOW WE WORK TOGETHER
Step 1: Complimentary Intro Call
A 20-minute, no-pressure conversation to see if the Get CLEAR Session is the right start. Not a coaching session, just clarity and fit.Step 2: Get CLEAR Session
Individuals: $300
Couples: $450A 2 hour focused session using my CLEAR framework:Clarify your priorities
Look at what's happening in your finances
Explore options without judgment
Automate & Act on realistic next steps
Review and map your planThere is some prep work due 48 hours before the session so we can make the most of our time together. Don't worry if life gets in the way, we can work on it during the session.You'll leave with clear priorities, an ADHD-friendly plan, automation opportunities, and confidence in your next steps. If frequent ongoing support is needed, see Step 3.Step 3: Get CLEAR 8-Week Program
Get CLEAR session fee credited toward program
Individuals: $1,500
Couples: $2,000Building on your Get CLEAR session, we meet weekly for 45-minute working sessions and complete 1 to 2 money tasks together each time, like mapping expenses, tackling avoided tasks, setting up automated transfers, or reviewing spending in Monarch.Your final session wraps things up, followed by a 45-minute check-in 30 days later.Between sessions, you get email support plus 3 months of access to Monarch financial dashboard.
What's different afterwards
You're no longer avoiding, fearing, or feeling guilty about your money. You have systems that hold what used to live in your head, and the confidence to decide from clarity instead of panic.You know where your money goes, so decisions come from reality, not fear.Your emergency fund is funded, so surprises are inconveniences, not derailments.You've broken the avoidance cycle, and the late fees that came with it.
Automation holds what forgetfulness used to drop.Your debt has a real payoff date, and you can live without the guilt that used to follow you home.You're not just managing money. You're building a future you believe is possible.
why work with me
I'm a done-with-you coach who meets you where you are. I hyperfocus on money so you don't have to, and I work alongside you without shame or judgment. I build systems around your real life and how your ADHD brain works, not around willpower you're expected to have more of. I understand the systemic and cultural impacts on money too, not just the personal ones.
Contact
Email: hello@organizeyourmoney.netFor inquiries about 1-1 coaching, speaking, collaboration, and networking, email me or click the link below to schedule a consultation.
Short emails with one money idea at a time.
No overwhelm, no shame, no 10-step lists. Join the newsletter.